Gold is held by individuals, investment funds, and central banks around the world. Its long history as a means of preserving and transferring value continues to shape its place in savings and investment portfolios.
Investors may hold gold to diversify their assets, as its price does not always move in step with stocks and bonds. Gold itself pays no interest or dividends, and its market value can rise or fall.
Further ReadingGold can be held in physical form, through custody arrangements, or through financial instruments. Each approach differs in how ownership, storage, access, and costs are handled.
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